About FASTA loans: what do I need to know?
Apply and be approved for up to R8,000 repayable in up to three monthly instalments.
Representative example: borrow R4,000 over a fixed term of 3 months at 3% interest rate.
Initiation fee: R534. Monthly service fee: R69. Credit protection insurance: R73.67. Maximum APR: 123%. Total amount repayable: R4952.
Why FASTA?
- 100% online: application is self-service
- 100% easy: no need to upload any documents
- 100% fast: apply, and get approved, in minutes
- 100% convenient: repay over 3 monthly instalments
Credit Loans
A credit is a more adaptable type of money that permits you to get to how much cash lent, as per your necessities at some random time. The credit draws a greatest line of cash, which the client can use to some degree or in full. The client might utilize all the cash gave, part of it or none by any means.
Qualifying lead
Gross Income >R7 500
Credit Standing:
a. No judgment
b. Not under Debt counseling or Administration
c. Credit Bureau score of more than 580
The lead should be able to upload their payslip if requested to do so.
Approval time period – 24-48 hrs after payslip
FASTACash
Cash loan deposited directly into your bank account. Done entirely online, our application process takes less than 5 minutes. Upon approval, your loan amount will be transferred into the bank account you selected during your application immediately. But depending on which bank you bank with, it may take up to 48hrs for the cash to be available.
FASTACard
The ‘buy now pay later’ digital card, backed by Mastercard, with credit loaded onto a digital (virtual) card. Upon approval, you will receive your FASTACard details to make safe and secure online transactions, make in-store purchases using payment apps like SnapScan, Zapper and Masterpass, and pay for services using banking and payment apps.
FASTACheckout
Credit to shop online when you are ready to pay for your goods at checkout. Simply select FASTACheckout as your payment option at checkout. Your credit application is done via the retailer’s website and the costs of the loan will be displayed to you automatically, helping you to choose an option that is most affordable for you. Upon approval, funds are paid to the retailer and you receive your goods.
FASTA gives you access to financial resource to buy what you need today with more time (up to 3 months) to pay.
Get cash, today!
- Up to R8000.
- In your bank account.
- Repay in up to 3 monthly instalments.
What you’ll need
SA ID number.
Mobile number.
Online banking details.
How to apply:
- Use the slider, choose the amount you need.
- Choose number of repayments (instalments).
- Click ‘Apply now!’
Cash in your account
Cash on a digital card
How much do you need?
Adjust slider to choose credit amount.
R3 000
Repay in
1 INSTALMENT
x R3 696
2 INSTALMENTS
x R1 917
3 INSTALMENTS
x R1 335
Total fees and interest
R685
Total repayment
R3 834
How it works
1.
Select your preferred amount
Use the slider to select how much you want and for how long.
Click Apply now.
2.
Complete the quick and easy application
Fill in your details accurately – this will speed up your online loan application.
3.
Verification and loan offer
We are a responsible lender, and your affordability is important. We will do credit checks and verify your details before giving you a loan offer.
4.
Acceptance and agreement
Accept the loan offer, sign your loan agreement and your cash will be deposited in your bank account.
All you need to apply is:
A valid
RSA ID Number
Be 18 years
or older
Have access to
internet banking
Verifiable income for
the last 90 days
Interest is low, and the service is incredibly fast and convenient. Definitely what your name says – FASTA!
Our Net Promoter Score is 72
Why FASTA?
- 100% online: application is self-service
- 100% easy: no need to upload any documents
- 100% fast: apply, and get approved, in minutes
- 100% convenient: repay over 3 monthly instalments
About FASTA loans: what do I need to know?
Apply and be approved for up to R8,000 repayable in up to three monthly instalments.
Representative example: borrow R4,000 over a fixed term of 3 months at 3% interest rate.
Initiation fee: R534. Monthly service fee: R69. Credit protection insurance: R73.67. Maximum APR: 123%. Total amount repayable: R4952.
Our credit products
We currently offer 3 products: FASTACash, FASTACard and FASTACheckout.
All of these products offer access to credit, up to R8000, repayable in up to three monthly instalments.
FASTACash
Cash loan deposited directly into your bank account. Done entirely online, our application process takes less than 5 minutes. Upon approval, your loan amount will be transferred into the bank account you selected during your application immediately. But depending on which bank you bank with, it may take up to 48hrs for the cash to be available.
FASTACard
The ‘buy now pay later’ digital card, backed by Mastercard, with credit loaded onto a digital (virtual) card. Upon approval, you will receive your FASTACard details to make safe and secure online transactions, make in-store purchases using payment apps like SnapScan, Zapper and Masterpass, and pay for services using banking and payment apps.
FASTACheckout
Credit to shop online when you are ready to pay for your goods at checkout. Simply select FASTACheckout as your payment option at checkout. Your credit application is done via the retailer’s website and the costs of the loan will be displayed to you automatically, helping you to choose an option that is most affordable for you. Upon approval, funds are paid to the retailer and you receive your goods.
